Wound tight and cocky, Jimmy Starks is a smooth-talking salesman certain he's on the verge of a big break. Even when his car stalls in the middle of nowhere, a roadside soothsayer assures him a windfall is on its way. But although Jimmy should be happy when his boss suddenly agrees to financially back his business venture, he starts to become paranoid instead. As his girlfriend Deirdre and his best friend/ business partner Ed watch him slowly come unwound, Jimmy wonders if a past betrayal of his friend, newly paroled Vince, could be catching up to him. And, as the weather turns cold, Jimmy can't help but fear the mysterious seer's other prediction... that they'll be no tomorrow after the first snow.

The man with the yellow hat named Ted Shackleford works at a natural history museum that's fallen on hard times. The museum director's son wants to turn it into a parking lot, but Ted offers to bring back a mysterious idol from Africa that's guaranteed to pull in crowds. Unfortunately, the idol turns out to be three inches tall. But Ted accidentally brings back a lonely yet irrepressible monkey, soon dubbed George. They set off on a non-stop action, fun-filled journey through the wonders of the big city toward the warmth of true friendship.