Inspired by true events, 96 minutes is the story of four young lives slammed together in one shocking moment. The events of the night in inner city Atlanta, Georgia, unfold in real time as we inter-cut between a carjacking and the beginning of that day, following four separate kids - who they are, where they come from, and the seemingly innocuous decisions that lead them towards a life changing conclusion. With no adults to guide them, they're left on their own to try to survive not only this night, but the complex reality of the world they live in.

The divorced Lorraine Burton is an insecure woman that raises her seven year-old son Chad alone and without money. Her ex-husband Gary is a former military that went in court martial and presses Lorraine to take Chad for him. One day, Lorraine stops her car in a gas station after her therapy to buy frozen pizzas for Chad and her. When she returns, the bank robber Roy carjacks them and heads to Tijuana, Mexico with Lorraine and Chad. Along their journey, Lorraine tries to protect Chad from the psychopath Roy.

In South Los Angeles, while bringing his beloved son Junior back home from school, the paroled ex-convicted O2 promises his son that he would always come back to him and never leave him alone. However, his car is hijacked and Junior is kidnapped. Without any lead, O2 forces the street vendor Coco to help him to find where his car might have been sent for disassembling. Meanwhile, O2's addicted brother Lucky discovers that the cruel leader of the Outlaw Syndicate, the drug lord Meat, is keeping the boy arrested in a room and asking a ransom of US$ 100,000.00 that he believes O2 have from an old heist. O2 and Coco plot a scheme to put the pimp P-Money and Meat against each other and steal their money.