Living in rural New South Wales, working-class single mother Rhia is struggling to evade debt collectors and raise three young daughters. The eldest, and hardened beyond her years, Lou blames Rhia for the departure of her father, who walked out 10 months ago and hasn't been seen since. Mother-daughter relations hit bottom when Rhia takes in Doyle, her father in-law, who is in the beginning stages of Alzheimer's. Doyle turns Lou's initial hostility around with exciting tales of his South Seas adventures. But coursing deepest in his mind are fractured memories of Annie, his late wife. Before long, Doyle "sees" Annie in Lou and imagines he is courting her all over again.

James "Speedy" Reedy is anything but. He's a twenty-something slacker sleepwalking through life in a Midwestern town. His older sister, Joleen calls him in the middle of the night after the police have arrested her boyfriend and tossed her and her 12-year-old daughter Tara on the street. James takes them in, then Joleen, who claims to have a plan, leaves with a trucker and a stash of drug money. James tries to cope, but soon he's lost his job, and child protective services places Tara in foster care. She's miserable. Can James wake up and find a way to be more than just a nice guy? A road trip to his childhood may hold a key, or it may be another bad dream.