CEO Harrison Stewart treats his family to a holiday on the Bahamas in a Mayan theme luxury resort, with his devoted workaholic executive Ziggy Grayson and his brilliant but shy son Griffen, who is secretly smitten with Madison Stewart. Hearing she has a crush on simpleton beach hunk Chad, Griffen sweetly accepts to be his Cyrano, which actually ends up proving their incompatibility. Meanwhile her twin sister Madison enjoys an affair with sea-life keeper Jordan Landers, but spoiled silver spoon Brianna wants him too and sabotages them. When Jordan is blamed for allegedly fencing stolen antiquities, Griffen and the twins dodge their meanwhile suspicious parents to find and expose the real culprit.

Sam and Jared are a young couple in the Bahamas, divers and aspiring treasure hunters. While the arrogant salvager Bates has loads of expensive equipment, Jared gets by with a small, battered boat. Jared and Sam find a historic wreck, but nearby is a wrecked airplane with a large quantity of cocaine. Jared and Sam want the treasure; their diving partners also want the drugs. Dangerous criminals realize the plane and cocaine are submerged somewhere in the area. When the bad guys learn that the couple has located the drugs, Jared and Sam find themselves in mortal peril.

Julie's back in college with her new friend, and they win a weekend trip to an island. On the way there, someone dies, and then the girls are tormented on the island.